Do you have a Lafayette Louisiana mobile home that’s in foreclosure right now? Many people going through the Louisiana foreclosure process want to get out from under that burdensome mobile home and wonder “Can I sell my mobile home in foreclosure in Lafayette? The short answer: is yes. The long answer: it’s a little more complicated, but usually you can sell your property before foreclosure. Generally, the sooner you start, the better.
Can I Sell My Mobile Home in Foreclosure in Lafayette? – How it works
There are a lot of folks in Lafayette who have faced foreclosure in the past few years. Since the changes in the economy, a lot of banks have been shifting the way that they deal with foreclosures.
Remember, the bank that carries your mortgage doesn’t want to see your mobile home abandoned or auctioned. The bank stands to make the most amount of money by helping you avoid foreclosure by selling your property. However, dealing with banks during any part of the foreclosure process can be a huge pain. Over many years of working with banks to help stop the foreclosure process, we’ve learned a few tricks that will help you.
Working With Banks During The Foreclosure Process
- Always over-communicate with the bank (but don’t be annoying). Call with updates and show them what you’re doing to get your property sold.
- Don’t miss deadlines. If anything will be late, call with advance notice.
- Remember that bankers are people too. Don’t be overly dramatic, but explaining your situation and demonstrating your willingness to fix the problems to make it right goes a long way.
- Start keeping careful records of every conversation you have with the bank. Nothing counts unless it is in writing. Make sure to keep track of each person you speak with, what they say, and any promises made.
- Explore all your options, including short sales, loan modifications, and bankruptcy. Depending on the details of your situation, you may be able to dramatically slow down the foreclosure process with enough effort. Each bank has its policies to help borrowers avoid foreclosure.
- Don’t wait. Unfortunately, time is not on your side. The further behind you become on payments, the fewer options are available to you.
If you’re looking to sell your Lafayette mobile home in foreclosure fast, call us now.
We specialize in helping mobile homeowners in situations including foreclosure around Lafayette and the whole state of Louisiana get out of difficult situations and avoid foreclosure. In certain circumstances, we can negotiate directly with the bank to reduce the amount you owe and (sometimes) even help you walk away from your property with cash.
If you need to sell a mobile home near Lafayette, we can help you.
We buy mobile homes like yours from people who need to sell fast.
Give us a call at 337-508-0795 anytime or fill out the form over here today! >>
- Are you worried about repossession?
- Does the property need more repairs than you can make?
- Did you inherit a mobile home you don’t want?
- Are you tired of expensive lot fees?
- Are there bad tenants you can’t get rid of?
- Do you own a mobile home that is sitting vacant?
- Do you have liens on the property?
- Do you need to sell your mobile home fast?
If your mobile home needs a lot of repair before selling and you want to do DIY repairs to your mobile home to save money, we recommend this Book. Also, here are the Best Mobile Home Parts and Supplies we recommend, and the Best Tools for Making Mobile Home Repairs.
No matter why you need to sell your mobile or manufactured home in Lafayette, LA we can help! Get a cash offer today.
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Our Values…
Return phone calls and close on time.
INTEGRITY: We do what we say we will do. No surprises at closing!
SPEED AND CONVENIENCE: If you need to sell quickly and are willing to take a reduced price for speed and convenience…WE CAN HELP YOU! If you want the total retail value of your home and can wait to sell it…a better option is to get a realtor. Our specialty is speed and a hassle-free buying process!
We get things done! Our team is proactive, anticipating and solving problems.
Place a high premium on transparency and accountability.
RELATIONSHIPS: We value long-term and mutually beneficial relationships with mobile homeowners looking to sell, ancillary service providers, park owners, contractors, and REALTORS®.
COMMUNICATION: We speak respectfully, openly, honestly, and promptly.
PROFESSIONALISM: Our team is focused on our responsibilities to serve homeowners looking to sell professionally.